Donate Car To Charity in California

Car donation is the better way to help & support to people who have to need without bothering himself. You are donate the car for remove the old car. It is good alternative for people who have old car by getting rid of an old useless vehicle. With this donation you are also help to other people. There are no need to a better condition car for donation. Cracked or Broken cars may also donate. You have also other choice to donate money through your old car. There are many social company are make the auction of this type of cars and make the profit. The profit is use in social works. After the car donation you can get your donation receipt. There are 20 percent of Poor families are not able to purchase the car. They are spent large budget of their income in transportation. Social companies provide them a car or money through your donation. The poor families are also happy through getting the car or money.

Other benefits of your car donation in California is free towing services offered. In this offer you are not required to take the car at Center for Car Donation. The Center Authorities providing pickup facility to you. They pick up the car from your home.

For the car donation you have to prepare some important documents like insurance & registration and if you do not have the title, the Center Authority provides you duplicate form of title. Donation center also give the facility for donate your car.

At the time of pick up the car the donation center give you the tax form which is very important for you because this tax form is provides tax deduction from your tax. You can ask the picker about the form filling. They are introduce to you about the tax form.

Donation of your car is one of the most rewarding work. When you donate the car, you do support the people who are poor & you shining other’s life by helping poor peoples.

There are many homeless family in California & their children are not able for go to school. By helping this type of peoples you get great blessings from the mouth of poor families.

Your thinking is better than other and your work of car donation will be blessings of God for you.

The act of donating a car to charity is one of the most rewarding things you can do. When you donate your car, you do more than just support a charity. You actually help to improve someone's life. To help a needy person, please donate a car to one of these respected charities in California.

Established in 1946 in Davis, California, Freedom From Hunger has been fighting chronic hunger and poverty in the world through innovative programs designed to help families achieve long term food security. Their programs are serving over 18 million people in some of the poorest countries in the world. They are both nongovernmental and nonsectarian and they have been given an A- rating from the American Institute of Philanthropy.

Teach for America works to ensure that children in low income areas get an excellent education. Less than half of the children in California are on grade level for reading and math, and it ranks 48th in academic performance. In the Bay Area, Teach for America has been providing great education for over 10 years. In Los Angeles, they have operating since 1990. Teach for America works to recruit leaders who work to expand educational opportunities in low income areas and then teach for two years in those areas.

The Guthy Jackson Charitable Foundation is dedicated to the treatment and a cure for neuromyelitis optica. NMO is a very rare disease that can affect the optic nerve and spinal cord. People with this horrible disease can develop vision loss, or weakness, numbness, and sometimes paralysis of the arms and legs along with sensory disturbances and loss bladder and bowel control. Although there are some treatments available a lot more research is needed to find better ones and a cure.

A Home Away From Homelessness is dedicated to supporting and nurturing the needs of homeless and formerly homeless children and families in San Francisco and Marin. Their homes provide a physical, emotional and spiritual break for children along with educational, social and recreational opportunities.

Family Builders believes that every child has the right to grow up in a permanent, nurturing family regardless of the child's age, race, ethnicity, gender, religion, sexual orientation, or medical, physical or emotional condition. Family Builders educates the community about the needs of waiting children, advocates on their behalf and places the children with permanent, secure families through adoption.

The car donation process is easy and the pickup is free. You can donate your car even it no longer runs or is in poor shape. You just need to have a title for your car and it needs to be where the tow truck can easily get to it. In return for your car donation, you will get a valuable tax deduction and a sense of pride knowing you have done a really good thing. For complete details on how to donate car, please call 1-866-4483487.

Have you recently purchased a new car and are having problems with your old one? You don't know where to park them? Well, one good way of disposing these old vehicles is to donate them. The best place for car donation is the state of California.

The vehicle does not need to be in very good condition to be donated. In fact, broken down cars may also be donated. These centers would tow the broken cars for free. They will then fix these and auction them for a profit. The money earned from the auction will be given to the charity of your own choice.

Another way of donating automobile is by giving it to a poor family. According to the research done by Surface Transportation Policy Project (STPP), a non-profit agency, 20 percent of the American poor families can not buy a car. They are spending 40.2 percent of their budget with transportation expenses. STPP conducts a study about transportation alternative choices of Americans.

There are advantages in donating your ride in California. In other states, you are required to have the original title in order to donate. This is not the case here. In fact, as long as you are the legal owner of the car, you can still donate. The Center for Car Donations would provide you with a duplicate title form to be signed. On the other hand, car donors are entitled to a tax deduction. This is in accordance with the new tax law of 2005. In some cases, you are given a free vacation for your act of charity.

Another benefit of donating car in California is the free towing services offered. You're not required to bring the car to the Center for Car Donations. They are ready to pick it up especially if it is not in good running condition anywhere within the state.

You simply follow steps in giving out your car. First, prepare the vehicle. While it is not necessary for the car to be in good running condition, it would still be good if you make sure that it is presentable enough. Simply clean it and make sure you have nothing of your personal belongings left inside.

You also need to prepare all the important documents like registration and insurance. If you don't have the title, the Center for Car donation would provide you with a duplicate title form. After gathering all the documents to be transferred, make an online search for car donation companies that would facilitate your car donation. Make sure that the company is valid before submitting all the documents. This would prevent you from falling victim of scams.

When the car is picked up, the company would give you a tax form. This is important for you to avail of tax deduction. Make sure to file a notice of release of liability to a local Department of Motor Vehicle (DMV). Ask the people who picked up your car on how to fill out the form. Lastly, inform your insurance company that you donated your car to charity. Do this on the day you release your car. This is important for them so they can discontinue the insurance coverage.

Read More

Donate Car To Charity in California

Car donation is the better way to help & support to people who have to need without bothering himself. You are donate the car for remove the old car. It is good alternative for people who have old car by getting rid of an old useless vehicle. With this donation you are also help to other people. There are no need to a better condition car for donation. Cracked or Broken cars may also donate. You have also other choice to donate money through your old car. There are many social company are make the auction of this type of cars and make the profit. The profit is use in social works. After the car donation you can get your donation receipt. There are 20 percent of Poor families are not able to purchase the car. They are spent large budget of their income in transportation. Social companies provide them a car or money through your donation. The poor families are also happy through getting the car or money.

Other benefits of your car donation in California is free towing services offered. In this offer you are not required to take the car at Center for Car Donation. The Center Authorities providing pickup facility to you. They pick up the car from your home.

For the car donation you have to prepare some important documents like insurance & registration and if you do not have the title, the Center Authority provides you duplicate form of title. Donation center also give the facility for donate your car.

At the time of pick up the car the donation center give you the tax form which is very important for you because this tax form is provides tax deduction from your tax. You can ask the picker about the form filling. They are introduce to you about the tax form.

Donation of your car is one of the most rewarding work. When you donate the car, you do support the people who are poor & you shining other’s life by helping poor peoples.

There are many homeless family in California & their children are not able for go to school. By helping this type of peoples you get great blessings from the mouth of poor families.

Your thinking is better than other and your work of car donation will be blessings of God for you.

The act of donating a car to charity is one of the most rewarding things you can do. When you donate your car, you do more than just support a charity. You actually help to improve someone's life. To help a needy person, please donate a car to one of these respected charities in California.

Established in 1946 in Davis, California, Freedom From Hunger has been fighting chronic hunger and poverty in the world through innovative programs designed to help families achieve long term food security. Their programs are serving over 18 million people in some of the poorest countries in the world. They are both nongovernmental and nonsectarian and they have been given an A- rating from the American Institute of Philanthropy.

Teach for America works to ensure that children in low income areas get an excellent education. Less than half of the children in California are on grade level for reading and math, and it ranks 48th in academic performance. In the Bay Area, Teach for America has been providing great education for over 10 years. In Los Angeles, they have operating since 1990. Teach for America works to recruit leaders who work to expand educational opportunities in low income areas and then teach for two years in those areas.

The Guthy Jackson Charitable Foundation is dedicated to the treatment and a cure for neuromyelitis optica. NMO is a very rare disease that can affect the optic nerve and spinal cord. People with this horrible disease can develop vision loss, or weakness, numbness, and sometimes paralysis of the arms and legs along with sensory disturbances and loss bladder and bowel control. Although there are some treatments available a lot more research is needed to find better ones and a cure.

A Home Away From Homelessness is dedicated to supporting and nurturing the needs of homeless and formerly homeless children and families in San Francisco and Marin. Their homes provide a physical, emotional and spiritual break for children along with educational, social and recreational opportunities.

Family Builders believes that every child has the right to grow up in a permanent, nurturing family regardless of the child's age, race, ethnicity, gender, religion, sexual orientation, or medical, physical or emotional condition. Family Builders educates the community about the needs of waiting children, advocates on their behalf and places the children with permanent, secure families through adoption.

The car donation process is easy and the pickup is free. You can donate your car even it no longer runs or is in poor shape. You just need to have a title for your car and it needs to be where the tow truck can easily get to it. In return for your car donation, you will get a valuable tax deduction and a sense of pride knowing you have done a really good thing. For complete details on how to donate car, please call 1-866-4483487.

Have you recently purchased a new car and are having problems with your old one? You don't know where to park them? Well, one good way of disposing these old vehicles is to donate them. The best place for car donation is the state of California.

The vehicle does not need to be in very good condition to be donated. In fact, broken down cars may also be donated. These centers would tow the broken cars for free. They will then fix these and auction them for a profit. The money earned from the auction will be given to the charity of your own choice.

Another way of donating automobile is by giving it to a poor family. According to the research done by Surface Transportation Policy Project (STPP), a non-profit agency, 20 percent of the American poor families can not buy a car. They are spending 40.2 percent of their budget with transportation expenses. STPP conducts a study about transportation alternative choices of Americans.

There are advantages in donating your ride in California. In other states, you are required to have the original title in order to donate. This is not the case here. In fact, as long as you are the legal owner of the car, you can still donate. The Center for Car Donations would provide you with a duplicate title form to be signed. On the other hand, car donors are entitled to a tax deduction. This is in accordance with the new tax law of 2005. In some cases, you are given a free vacation for your act of charity.

Another benefit of donating car in California is the free towing services offered. You're not required to bring the car to the Center for Car Donations. They are ready to pick it up especially if it is not in good running condition anywhere within the state.

You simply follow steps in giving out your car. First, prepare the vehicle. While it is not necessary for the car to be in good running condition, it would still be good if you make sure that it is presentable enough. Simply clean it and make sure you have nothing of your personal belongings left inside.

You also need to prepare all the important documents like registration and insurance. If you don't have the title, the Center for Car donation would provide you with a duplicate title form. After gathering all the documents to be transferred, make an online search for car donation companies that would facilitate your car donation. Make sure that the company is valid before submitting all the documents. This would prevent you from falling victim of scams.

When the car is picked up, the company would give you a tax form. This is important for you to avail of tax deduction. Make sure to file a notice of release of liability to a local Department of Motor Vehicle (DMV). Ask the people who picked up your car on how to fill out the form. Lastly, inform your insurance company that you donated your car to charity. Do this on the day you release your car. This is important for them so they can discontinue the insurance coverage.

Read More

Renters Insurance

Millions of people live in rented space, whether they are renting a home or an apartment. Most renters do not believe they need to carry insurance. They assume it is the responsibility of the landlord. Renters insurance is available to protect the renter and their possessions. While the structure you are residing in may be insured, your personal property is not covered by the insurance held by the landlord.

Renters insurance can offer protection in the event of a fire. This insurance will cover all of your material possessions within the structure. It is advised that all renters obtain some kind of additional insurance to protect themselves from losses. Consider the amount of money you have spent to obtain your personal property. This will allow you to determine if renters insurance is beneficial. In addition, the renters insurance will cover your items if they are stolen. It may also offer coverage if someone is personally injured while visiting. While the landlord’s insurance covers this as well, you want to make sure you do not end up being responsible for legal fees for any liability lawsuit. Renters insurance is the best way to completely protect yourself and your belongings.

It is important to understand that the landlord’s insurance only covers damage done to the property or the building. There are two different types of renters insurance available. One is actual cash value: this is where renters can be reimbursed for appliances at actual cost value, minus depreciation. Replacement cost insurance will reimburse the renter the entire amount without depreciation being taken into consideration.

Renters are not required to carry liability insurance. It is best to talk with the landlord and find out if their insurance policy includes liability coverage. If it does not, you would be better off obtaining your own policy. This will protect you if any damage is done to the property. Legal fees can quickly add up during a lawsuit. The liability coverage will ensure that your legal fees will be covered. Renters can also obtain medical liability, which will cover any medical costs that are incurred due to personal injury on the property. It is best to compare different quotes and find the coverage that will best protect you and your possessions. There are many different types of insurance available. You will need to decide what type of coverage you want as a renter and go from there.

Many people think that they need to carry individual policies. This is a common concern when living with roommates. Many insurance companies offer policies that cover the rented space. This means that one policy will cover everything and it is not necessary for each individual to obtain coverage. If this is your situation, make sure you let the insurance agency know you are looking for coverage that covers the rented space. Some tenets will require renters to carry insurance. Make sure you are aware of this when you are renting. There are policies available for each individual renter if you do not want the entire policy under one renter’s name.

To lower your premium cost, there are a few simple things you can do. Insurance companies consider safety risks. If you have deadbolt locks on the doors, you may be able to find a lower premium. In addition, non-smoking renters find that their premiums are lower because the chance of fire is reduced. Smoke alarms, carbon monoxide detectors, and fire extinguishers will also play a role in lowering a premium.

Many renters make the mistake of assuming they do not need to carry insurance. It is a good idea to determine what the landlord has for coverage and then figure out if you want or need additional renters insurance. Take the precautions necessary to protect yourself and your belongings.

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Health Insurance

As health insurance costs continue to soar it is becoming harder to find an affordable policy. 

Health insurance can cost a lot, especially if you have a family but it can be even more devastating if you don’t have insurance. Almost half of all bankruptcies result from catastrophic medical expenses.

One possible solution is to obtain coverage through your employer’s group plan if they offer one. If that is not an option, there are a few things you should know when you’re shopping for your own policy.

First, even if you have coverage with your employer, it may not be enough so you may want to consider a supplemental plan to cover you in every situation. If you don’t have a group plan option, you can sometimes find coverage through an alumni association or even with your credit card company.

Be sure to find as much coverage as you can afford. It is especially beneficial if you can find a plan that covers preventative care and prescription drugs.

Finally, and perhaps most importantly, if and when you do find an affordable health insurance policy, make sure you know which healthcare providers you can use. Health insurance providers should have a provider directory that you can browse to see if the doctor you want to use is in their network.

When you use InsuranceUSA.com, you get fast, easy quotes with side-by-side comparisons of the most important policy features. All you have to do is fill out a short online questionnaire that only takes a few minutes to complete. Once you submit your details, we’ll search over 100 health insurance providers and you can take as much time as you need to find the best policy at a price you can afford.

So what are you waiting for? By using Insurance you could save up to 20% on health insurance so just gain peace-of-mind for you and your family!

Read More

Health Insurance

As health insurance costs continue to soar it is becoming harder to find an affordable policy. 

Health insurance can cost a lot, especially if you have a family but it can be even more devastating if you don’t have insurance. Almost half of all bankruptcies result from catastrophic medical expenses.

One possible solution is to obtain coverage through your employer’s group plan if they offer one. If that is not an option, there are a few things you should know when you’re shopping for your own policy.

First, even if you have coverage with your employer, it may not be enough so you may want to consider a supplemental plan to cover you in every situation. If you don’t have a group plan option, you can sometimes find coverage through an alumni association or even with your credit card company.

Be sure to find as much coverage as you can afford. It is especially beneficial if you can find a plan that covers preventative care and prescription drugs.

Finally, and perhaps most importantly, if and when you do find an affordable health insurance policy, make sure you know which healthcare providers you can use. Health insurance providers should have a provider directory that you can browse to see if the doctor you want to use is in their network.

When you use InsuranceUSA.com, you get fast, easy quotes with side-by-side comparisons of the most important policy features. All you have to do is fill out a short online questionnaire that only takes a few minutes to complete. Once you submit your details, we’ll search over 100 health insurance providers and you can take as much time as you need to find the best policy at a price you can afford.

So what are you waiting for? By using Insurance you could save up to 20% on health insurance so just gain peace-of-mind for you and your family!

Read More

Renters Insurance

Millions of people live in rented space, whether they are renting a home or an apartment. Most renters do not believe they need to carry insurance. They assume it is the responsibility of the landlord. Renters insurance is available to protect the renter and their possessions. While the structure you are residing in may be insured, your personal property is not covered by the insurance held by the landlord.

Renters insurance can offer protection in the event of a fire. This insurance will cover all of your material possessions within the structure. It is advised that all renters obtain some kind of additional insurance to protect themselves from losses. Consider the amount of money you have spent to obtain your personal property. This will allow you to determine if renters insurance is beneficial. In addition, the renters insurance will cover your items if they are stolen. It may also offer coverage if someone is personally injured while visiting. While the landlord’s insurance covers this as well, you want to make sure you do not end up being responsible for legal fees for any liability lawsuit. Renters insurance is the best way to completely protect yourself and your belongings.

It is important to understand that the landlord’s insurance only covers damage done to the property or the building. There are two different types of renters insurance available. One is actual cash value: this is where renters can be reimbursed for appliances at actual cost value, minus depreciation. Replacement cost insurance will reimburse the renter the entire amount without depreciation being taken into consideration.

Renters are not required to carry liability insurance. It is best to talk with the landlord and find out if their insurance policy includes liability coverage. If it does not, you would be better off obtaining your own policy. This will protect you if any damage is done to the property. Legal fees can quickly add up during a lawsuit. The liability coverage will ensure that your legal fees will be covered. Renters can also obtain medical liability, which will cover any medical costs that are incurred due to personal injury on the property. It is best to compare different quotes and find the coverage that will best protect you and your possessions. There are many different types of insurance available. You will need to decide what type of coverage you want as a renter and go from there.

Many people think that they need to carry individual policies. This is a common concern when living with roommates. Many insurance companies offer policies that cover the rented space. This means that one policy will cover everything and it is not necessary for each individual to obtain coverage. If this is your situation, make sure you let the insurance agency know you are looking for coverage that covers the rented space. Some tenets will require renters to carry insurance. Make sure you are aware of this when you are renting. There are policies available for each individual renter if you do not want the entire policy under one renter’s name.

To lower your premium cost, there are a few simple things you can do. Insurance companies consider safety risks. If you have deadbolt locks on the doors, you may be able to find a lower premium. In addition, non-smoking renters find that their premiums are lower because the chance of fire is reduced. Smoke alarms, carbon monoxide detectors, and fire extinguishers will also play a role in lowering a premium.

Many renters make the mistake of assuming they do not need to carry insurance. It is a good idea to determine what the landlord has for coverage and then figure out if you want or need additional renters insurance. Take the precautions necessary to protect yourself and your belongings.

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SOme Of The Factors that Affect Survival Rate

Survival rates for mesothelioma cancer vary by the patient’s age, gender, race and several other factors. The location, stage and cell type of the cancer, as well as your overall health, have the strongest influence on your mesothelioma prognosis.

Age

Overall, older mesothelioma patients have a much lower survival rate than younger ones. More than 55 percent of patients diagnosed before the age of 50 live one year, but less than 30 percent of patients 75 or older live the same amount of time.

This difference is largely because younger patients are eligible for more intensive treatments such as surgery. Older individuals may not be candidates for these procedures because of poor overall health or a high risk of complications.

Mesothelioma One-Year Survival by Age Range

However, it is rare for someone younger than 50 to be diagnosed with mesothelioma. The average age at diagnosis is 69.Rates are similar for long-term survival. Patients diagnosed before age 50 have nearly a 25 percent chance of surviving a decade, while that drops sharply — to 5.4 percent — for patients between the ages of 50 and 64.

The five-year survival rate for patients diagnosed between ages 65-74 is 6.7 percent. That rate falls to 3.8 percent for those 75 or older.

Gender

Research shows women with mesothelioma experience nearly three-fold better survival rate compared to men. After analyzing mesothelioma cases reported in the National Cancer Institute’s SEER database from 1988 to 2013, researchers found the overall five-year survival rate for men was 7 percent, compared with 15 percent for women.

Mesothelioma Survival Rates by Gender

When asbestos use was far more pervasive decades ago, the few women who did develop a related illness were usually exposed because they lived near mines or factories — especially those that processed the mineral. Women also found themselves exposed by spouses, family members or friends who worked around asbestos and brought home the tiny fibers on their clothes.Most asbestos exposure occurs in the workplace, particularly in industrial jobs traditionally held by men. That helps explain why men account for the majority of all mesothelioma cases.

Although numerous factors contribute to patient survival, women with mesothelioma appear to survive longer than men regardless of age, cancer stage, race or type of treatment. For every age group studied in the SEER program, women fared significantly better than men.

There is currently no conclusive answer as to why, but some researchers believe the improved survival could be explained by hormonal differences between genders.

Women are also more likely to be diagnosed with peritoneal mesothelioma, which carries a better prognosis compared to the more common pleural type.

Race

Mesothelioma is almost exclusive to white individuals, who make up 95 percent of patients.

This vast difference may be in large part because black and Hispanic individuals are less likely to be diagnosed with any type of cancer, mesothelioma included. Data from SEER shows blacks and Hispanics account for only 8 percent of all cancer diagnoses.

Although race does not appear to impact mesothelioma survival rate much initially, race becomes a more telling factor as time passes. From three years on, the survival rate of white patients is slightly worse than black patients.

Five-year survival among whites is 7.8 percent, compared with 12 percent for blacks. After 10 years, only 4.4 percent of white patients survive, while 8.2 percent of blacks are alive a decade after diagnosis.

SEER data used to calculate these survival rates includes Hispanics among patients who identify as both black and white. Because mesothelioma is rarer among other races, reliable survival statistics are not available.

According to a 2015 study analyzing 13,734 pleural mesothelioma cases in the SEER database, black patients lived longer than white patients despite being less likely to undergo aggressive surgery. Only 18 percent of black patients in the study had surgery, compared to 24 percent of white patients.

Typically, mesothelioma patients who have surgery survive longer than those who do not.

There are four types of mesothelioma, and the site where the cancer originates can greatly affect patient survival.

Of the two most common mesothelioma types — pleural and peritoneal — survival is significantly better for peritoneal mesothelioma patients. This, however, has not always been the case.

Before the emergence of an advanced peritoneal mesothelioma therapy called hyperthermic intraperitoneal chemotherapy (HIPEC) that combines cytoreductive surgery and heated chemotherapy, median survival for untreated patients was about six months.

This compares to a median survival of less than 12 months for patients with untreated pleural mesothelioma. In select studies, heated chemotherapy has boosted peritoneal mesothelioma survival to between 40 and 92 months.

According to a 2015 meta-study analyzing 20 years of data from 1992 to 2012, the five-year survival rate for peritoneal mesothelioma patients is more than five-times higher than the rate for pleural patients.

The remaining two types — pericardial and testicular mesothelioma — when combined, account for less than 2 percent of all mesothelioma cases. Median survival for testicular mesothelioma, the rarest type, is 24 months. About 40 percent of patients die from the disease.

Pericardial mesothelioma, which develops on the lining of the heart, has a median survival ranging from six to 10 months.

Stage of Cancer

The stage of your cancer at diagnosis is a strong predictor of overall survival. Survival is best among people diagnosed with mesothelioma at an early stage, before cancer spread starts to limit treatment options.

Early-stage patients who receive prompt treatment experience improved survival because they are more likely to qualify for surgery and other aggressive treatments associated with better outcomes.

Typically, pleural mesothelioma is not diagnosed until it reaches stage 3 or stage 4, the last stages of development. This can include a larger tumor or extensive cancer spread throughout the body. Later stages of mesothelioma are more difficult to treat effectively, so these patients have worse survival rates.

A late diagnosis is common because it can take 20 to 50 years after asbestos exposure for mesothelioma to develop, and many people don’t experience symptoms until the cancer has already reached an advanced stage.

While there is no established staging system for peritoneal mesothelioma, some researchers have proposed their own systems based on the TNM system, which uses tumor size, lymph node involvement and cancer spread to describe the extent of many types of cancer.

One such novel staging system has three stages based on TNM characteristics and a measure of tumor burden called the peritoneal cancer index (PCI). In a 2011 international study involving 294 peritoneal mesothelioma patients treated with cytoreductive surgery and heated chemotherapy, researchers used this system to describe patient survival.

One-year survival for stage 1 patients was 94 percent, 87 percent for stage 2 and 66 percent for stage 3. The researchers also calculated five-year survival, which was 87 percent for stage 1, 53 percent for stage 2 and 29 percent for stage 3.

Tumor Histology

The histology, or cellular makeup, of a mesothelioma tumor is also an accurate predictor for patient survival. Mesothelioma has three primary cell types: Epithelial, sarcomatoid and biphasic. They differ not only in appearance, but also in behavior.

With a median survival of 12 to 24 months, epithelioid mesothelioma — the most common cell type — has the best prognosis. Epithelioid cells are the least aggressive and respond best to treatment.

Sarcomatoid mesothelioma, on the other hand, has a median survival of six months. Sarcomatoid tumors exhibit more aggressive behavior in terms of cell growth and invasive spread. Biphasic mesothelioma, which has both epithelioid and sarcomatoid features, has a median survival of 12 months.

In a large, multi-institutional study that investigated how tumor histology and other factors affect survival, researchers observed similar survival rates. Among more than 3,000 pleural mesothelioma patients, the epithelioid cell type had the best survival rate, with a median survival of 19 months. Sarcomatoid patients experienced a median survival of eight months, the worst outcome of all cell types. Median survival for biphasic patients was 13 months.

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Auto Insurance

One of the most important responsibilities of owning a vehicle is car insurance. All states require you have some way of proving you are financially responsible should you be found at fault in an accident. More than likely, you will required by law to at least carry your state’s minimum requirement of liability coverage.

You might think that with most states mandating minimum liability coverage that everyone would be insured, but many drivers don’t have any proof of financial responsibility. Suffice to say, without car insurance, you leave yourself open to lawsuits and possible financial ruin. Moreover, not having any or enough liability coverage is a huge legal risk that can bring about hefty fines and even jail time.

If you need to insure your vehicle or are looking to change insurance providers for some reason, you may feel intimidated by the maze of insurance choices out there. InsuranceUSA.com is designed to help you draw a straight line to a selection of car insurance quotes that make sense for you and your particular situation.

When shopping for insurance quotes, knowing exactly what kind of coverage you need is perhaps the most difficult part of the process. InsuranceUSA.com guides you with information and access to fast, free quotes 24/7 so the process of covering your vehicle is convenient and hassle-free.

We lay out everything you need to know about what kind of coverage you absolutely need and how much. We also explain other types of coverage you can purchase comprehensive, collision, uninsured/underinsured, and more. There’s also useful information on discounts you can obtain to lower your premiums and save you money.

By supplying some basic information such as your vehicle’s specifics, driving history, desired coverage, and more, we can easily and conveniently provide you with a number of quotes specifically tailored for you.

So what are you waiting for? Using Insurance means you could save considerably on car insurance and gain peace-of-mind knowing you and your vehicle are protected!

Read More

Auto Insurance

One of the most important responsibilities of owning a vehicle is car insurance. All states require you have some way of proving you are financially responsible should you be found at fault in an accident. More than likely, you will required by law to at least carry your state’s minimum requirement of liability coverage.

You might think that with most states mandating minimum liability coverage that everyone would be insured, but many drivers don’t have any proof of financial responsibility. Suffice to say, without car insurance, you leave yourself open to lawsuits and possible financial ruin. Moreover, not having any or enough liability coverage is a huge legal risk that can bring about hefty fines and even jail time.

If you need to insure your vehicle or are looking to change insurance providers for some reason, you may feel intimidated by the maze of insurance choices out there. InsuranceUSA.com is designed to help you draw a straight line to a selection of car insurance quotes that make sense for you and your particular situation.

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SOme Of The Factors that Affect Survival Rate

Survival rates for mesothelioma cancer vary by the patient’s age, gender, race and several other factors. The location, stage and cell type of the cancer, as well as your overall health, have the strongest influence on your mesothelioma prognosis.

Age

Overall, older mesothelioma patients have a much lower survival rate than younger ones. More than 55 percent of patients diagnosed before the age of 50 live one year, but less than 30 percent of patients 75 or older live the same amount of time.

This difference is largely because younger patients are eligible for more intensive treatments such as surgery. Older individuals may not be candidates for these procedures because of poor overall health or a high risk of complications.

Mesothelioma One-Year Survival by Age Range

However, it is rare for someone younger than 50 to be diagnosed with mesothelioma. The average age at diagnosis is 69.Rates are similar for long-term survival. Patients diagnosed before age 50 have nearly a 25 percent chance of surviving a decade, while that drops sharply — to 5.4 percent — for patients between the ages of 50 and 64.

The five-year survival rate for patients diagnosed between ages 65-74 is 6.7 percent. That rate falls to 3.8 percent for those 75 or older.

Gender

Research shows women with mesothelioma experience nearly three-fold better survival rate compared to men. After analyzing mesothelioma cases reported in the National Cancer Institute’s SEER database from 1988 to 2013, researchers found the overall five-year survival rate for men was 7 percent, compared with 15 percent for women.

Mesothelioma Survival Rates by Gender

When asbestos use was far more pervasive decades ago, the few women who did develop a related illness were usually exposed because they lived near mines or factories — especially those that processed the mineral. Women also found themselves exposed by spouses, family members or friends who worked around asbestos and brought home the tiny fibers on their clothes.Most asbestos exposure occurs in the workplace, particularly in industrial jobs traditionally held by men. That helps explain why men account for the majority of all mesothelioma cases.

Although numerous factors contribute to patient survival, women with mesothelioma appear to survive longer than men regardless of age, cancer stage, race or type of treatment. For every age group studied in the SEER program, women fared significantly better than men.

There is currently no conclusive answer as to why, but some researchers believe the improved survival could be explained by hormonal differences between genders.

Women are also more likely to be diagnosed with peritoneal mesothelioma, which carries a better prognosis compared to the more common pleural type.

Race

Mesothelioma is almost exclusive to white individuals, who make up 95 percent of patients.

This vast difference may be in large part because black and Hispanic individuals are less likely to be diagnosed with any type of cancer, mesothelioma included. Data from SEER shows blacks and Hispanics account for only 8 percent of all cancer diagnoses.

Although race does not appear to impact mesothelioma survival rate much initially, race becomes a more telling factor as time passes. From three years on, the survival rate of white patients is slightly worse than black patients.

Five-year survival among whites is 7.8 percent, compared with 12 percent for blacks. After 10 years, only 4.4 percent of white patients survive, while 8.2 percent of blacks are alive a decade after diagnosis.

SEER data used to calculate these survival rates includes Hispanics among patients who identify as both black and white. Because mesothelioma is rarer among other races, reliable survival statistics are not available.

According to a 2015 study analyzing 13,734 pleural mesothelioma cases in the SEER database, black patients lived longer than white patients despite being less likely to undergo aggressive surgery. Only 18 percent of black patients in the study had surgery, compared to 24 percent of white patients.

Typically, mesothelioma patients who have surgery survive longer than those who do not.

There are four types of mesothelioma, and the site where the cancer originates can greatly affect patient survival.

Of the two most common mesothelioma types — pleural and peritoneal — survival is significantly better for peritoneal mesothelioma patients. This, however, has not always been the case.

Before the emergence of an advanced peritoneal mesothelioma therapy called hyperthermic intraperitoneal chemotherapy (HIPEC) that combines cytoreductive surgery and heated chemotherapy, median survival for untreated patients was about six months.

This compares to a median survival of less than 12 months for patients with untreated pleural mesothelioma. In select studies, heated chemotherapy has boosted peritoneal mesothelioma survival to between 40 and 92 months.

According to a 2015 meta-study analyzing 20 years of data from 1992 to 2012, the five-year survival rate for peritoneal mesothelioma patients is more than five-times higher than the rate for pleural patients.

The remaining two types — pericardial and testicular mesothelioma — when combined, account for less than 2 percent of all mesothelioma cases. Median survival for testicular mesothelioma, the rarest type, is 24 months. About 40 percent of patients die from the disease.

Pericardial mesothelioma, which develops on the lining of the heart, has a median survival ranging from six to 10 months.

Stage of Cancer

The stage of your cancer at diagnosis is a strong predictor of overall survival. Survival is best among people diagnosed with mesothelioma at an early stage, before cancer spread starts to limit treatment options.

Early-stage patients who receive prompt treatment experience improved survival because they are more likely to qualify for surgery and other aggressive treatments associated with better outcomes.

Typically, pleural mesothelioma is not diagnosed until it reaches stage 3 or stage 4, the last stages of development. This can include a larger tumor or extensive cancer spread throughout the body. Later stages of mesothelioma are more difficult to treat effectively, so these patients have worse survival rates.

A late diagnosis is common because it can take 20 to 50 years after asbestos exposure for mesothelioma to develop, and many people don’t experience symptoms until the cancer has already reached an advanced stage.

While there is no established staging system for peritoneal mesothelioma, some researchers have proposed their own systems based on the TNM system, which uses tumor size, lymph node involvement and cancer spread to describe the extent of many types of cancer.

One such novel staging system has three stages based on TNM characteristics and a measure of tumor burden called the peritoneal cancer index (PCI). In a 2011 international study involving 294 peritoneal mesothelioma patients treated with cytoreductive surgery and heated chemotherapy, researchers used this system to describe patient survival.

One-year survival for stage 1 patients was 94 percent, 87 percent for stage 2 and 66 percent for stage 3. The researchers also calculated five-year survival, which was 87 percent for stage 1, 53 percent for stage 2 and 29 percent for stage 3.

Tumor Histology

The histology, or cellular makeup, of a mesothelioma tumor is also an accurate predictor for patient survival. Mesothelioma has three primary cell types: Epithelial, sarcomatoid and biphasic. They differ not only in appearance, but also in behavior.

With a median survival of 12 to 24 months, epithelioid mesothelioma — the most common cell type — has the best prognosis. Epithelioid cells are the least aggressive and respond best to treatment.

Sarcomatoid mesothelioma, on the other hand, has a median survival of six months. Sarcomatoid tumors exhibit more aggressive behavior in terms of cell growth and invasive spread. Biphasic mesothelioma, which has both epithelioid and sarcomatoid features, has a median survival of 12 months.

In a large, multi-institutional study that investigated how tumor histology and other factors affect survival, researchers observed similar survival rates. Among more than 3,000 pleural mesothelioma patients, the epithelioid cell type had the best survival rate, with a median survival of 19 months. Sarcomatoid patients experienced a median survival of eight months, the worst outcome of all cell types. Median survival for biphasic patients was 13 months.

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